Launching ‘Income Idea’ – All-Weather Income Ideas And Strategies

Yay! It’s Here!

Launching this month is my exclusive research platform, Income Idea.

Actionable ideas and strategies focused on generating income in all market environments.

What Is It?

Since 2014, I have been a part of the Seeking Alpha community, writing about investments that were either of personal interest to me or managed investment products that we worked with in our clients’ portfolios. Over the years, I have been fortunate enough to have built an audience of AMAZING people and investors who were either interested in the products that we covered or wanted to learn about our investment research process.

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5.5 Mistakes Not To Make With Your 401(k) Plan


5.5 401k Mistakes and How to Avoid Them

For most people, their 401k plan will represent their second largest asset after their home, and most certainly their largest retirement savings tool.   Unfortunately, those very same people will likely spend more time planning their vacations or researching their next vehicle purchase than they will planning for their retirement and managing their investments.

Here are 5.5 Mistakes People Will Make With Their 401k Plans and How You Can Avoid Them.

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budget,children,credit cards,debit cards,extra income,travel

Pre-Paid Gift Cards in Your Wallet?

Travel Credit Cards

You have seen them any time you walk into a pharmacy or a grocery store. They hang there on the shelves in a variety of designs and denominations.  You may have wondered, who buys them and why? 

Even though originally prepaid debit cards and gift cards were created for the underbanked communities there are now many reasons for anyone to consider using them. Here are 3.5 reasons why these cards deserve a place in your wallet.

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bonds,etf,investing,mutual funds,s&p 500,stocks,taxes,uit,wealth

3 Ways to Accelerate Your Wealth

Grow Through DefenseDid you know that most investors will spend more time digging out of a hole after a market sell off than they will making new highs?

I was recently asked by the media for some suggestions as to how investors can accelerate and grow their wealth.  Perhaps the best answer particularly for Millenials, GenX and those closer to retirement is to not lose money in the first place!  All you need to do is look at the chart below.

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financial planning,retirement,technology

Take the First Step in Accessing Your Situation

First Step in Your Financial Plan

Take the First Step in Accessing Your Financial Situation

It starts with that uneasy feeling in the back of your mind that not everything is perfect.  Then you start feeling uneasy or anxious any time you see that bank statement, credit card statement, or your latest 401k or investment account update.

In almost every situation, people will typically wait too long in order to take action, and by the time they finally do, it is because the problem has become as big as it has.  Whether you are wealthy or poor, financial anxiety is a real issue, and in most cases by the time you get together with a professional to seek help with your issues, or if you are tackling it yourself, it would be far better if you did it earlier, before it has gotten as bad as it has.  

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credit cards,saving

“Smart” Credit Cards? Are you using them?

 wallet-cash-credit-card-pocketOne of the more common questions I am asked by clients during the discussion of debt is “Should we be using credit cards?”  

If you have ever watched any of the personal finance shows on TV, you would hear Dave Ramsey, Suze Orman and others typically dismiss all credit cards as bad debt and never to be used. The reality is, this is yet another example of why blanket advice is not to be taken as advice.

In truth, as long as you are financially responsible to yourself, there is no reason not to use “smart” credit cards. What are smart credit cards? Read on.

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credit cards,saving

3.5 Ways to Save Without Giving up Anything


If you pay attention to a lot of personal finance advice, one of the first pieces of advice that you get is to start a budget and start cutting major expenses.

As a financial planner, we would rather focus on increasing your income and focusing on saving, rather than try to control and cut the costs.  The reality is, most people on a budget, fail.  They fail after a few months.  More importantly, budgeting typically does not fix the issue in the first place.

This does not however mean that there are not things we can take away from budgeting, more importantly taking a look at the monthly expenses, to identify monthly expenses that are either completely unnecessary or you were even unaware of.  Here are 3.5 ways to save.

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Refinancing Your Mortgage 101 w/ @JaysonBates & @MaksFS


When should you look to refinance your mortgage? What questions should you be asking? What traps should you be trying to avoid?

Even though rates are not AT all time lows, they are near all time lows. Many Americans have been able to take advantage and have refinanced their mortgages over the last few years, however there are others who have not. Perhaps you had credit issues or were upside down on your equity in the past, but you are currently in the position to be able to refinance your mortgage. This is the video for you to watch.

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fiduciary,financial planning,WealthyIQ

Our Purpose

Hello and thank you for visiting our blog and news site.

The internet is a wonderful tool that brings even the most remote and complex information, to anyone’s fingertips in mere seconds. Instead of reading books or opening up the encyclopedia, you can go to your favorite search engine and find what you are looking for… and more, much much more. 

The challenge that this creates is the over abundance of information. Have a head ache? Or a rash? Instead of going to a doctor, if you search online, while you may get great information, you will also be able to come away thinking you just contracted a deadly disease. Getting the answers you are looking for on the internet, is like trying to drink from a fire hose.

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